Today, we will be discussing the highly-active 2017 hurricane season and its impact on the people, areas, and economy as well as how home and business owners can properly insure themselves for this exposure in coming years. Our panel of experts has first-hand experience in the public adjusting industry and will guide us through this discussion.
Key Takeaways:
[1:21] Why were home and business owners were caught off guard by Hurricane Harvey?
[3:09] For future hurricanes, how can home and business owners prepare themselves?
[3:59] What was unique about Hurricane Harvey?
[4:39] What was the effect on Louisiana, Texas, and elsewhere?
[8:57] Tips for property owners still dealing with the aftermath of Hurricane Harvey.
[10:09] What is FEMA’s role in the clean-up efforts?
[12:09] How long can residents expect to be affected after a hurricane?
[13:59] What types of property insurance coverages are home and business owners lacking with regards to Hurricane Irma claims?
[15:38] Is FEMA help available? And if so, what do these types of claims entail for a home or business owner?
[18:45] Aside from insurance policies and FEMA grants, what other types of funding or help are available?
[19:48] What was the overall impact of Hurricane Irma on the Caribbean and Florida?
[21:40] Tips specific to those dealing with the aftermath of Hurricane Irma.
[25:16] Hurricane Irma made landfall two weeks before Hurricane Maria; were residents more aware, cautious, and alert when it came to dealing with Maria?
[28:51] What was the impact of Hurricane Maria on Puerto Rico?
[30:57] Who can property owners go to for property damage claims related to Hurricane Maria?
[32:37] For those living in the Caribbean, are there additional coverages home and business owners should buy to protect them from future hurricanes?
Panelists:
● Jim Beneke — President — The Beneke Co./Adjusters International
● John Marini — President & CEO — Adjusters International
● Luis Esteves — Principal & Executive General Adjuster — Jansen/Adjusters International
● Todd Thomas — Executive Director of Consulting Services and member of the Society of Risk Management Consultants — Adjusters International
Moderator:
● Marjorie Musick — Social Media Specialist — Adjusters International/Basloe, Levin & Cuccaro and Jansen/Adjusters International
Mentioned in This Episode:
National Association of Public Insurance Adjusters (NAPIA)